Unique Perspectives

Natural catastrophes occur with greater frequency and severity, Miguel assesses the implications for (re)insurance carriers and the impact on clients.

December 2021 was one of the toughest property renewal seasons for all territories for a number of years. Commentators from journalists to brokers alike noted how both prices and terms and conditions moved in favour of reinsurers. Most of the brokers’ reports post-renewal comment on how reinsurers took a more risk averse view of catastrophe business and particularly attrition.

LM Re asks as market conditions improve, casualty reinsurers are striving to achieve optimal margins, do reinsurers need to find a better way to earn?

LM Re's Christian Czempiel-Mentrak asks is there a better way to deploy natcat models in what appears to be an increasingly uncertain future?

Expectations of insurers are changing. Businesses and consumers are becoming less tolerant of gaps in cover. In an increasingly digital world, they expect fast payouts, irrespective of whether complex loss adjustment is required. Jean-Christophe Garaix, explains why insurance innovation is needed and how Liberty Mutual Re is leading the charge.